Estate Planning
67% of Americans don't have a will. That means their family makes the hard decisions under the worst possible circumstances. A free will kit is the simplest first step — and it takes less than 5 minutes to request.
Two-thirds of American adults have no will or estate plan. That's not a statistic about other people — it's about families just like yours.
Without a will, your estate goes through probate — a court-supervised process that can take 6-18 months and cost thousands in legal fees.
Without a will, a judge decides who gets what, who raises your children, and how your assets are distributed. A will puts those decisions in your hands.
What's Included
A plain-language will template with step-by-step instructions. Not legal advice — but a clear starting point that covers the essentials: assets, beneficiaries, guardianship, and final wishes.
A checklist and organizer for the documents your family would need: insurance policies, bank accounts, property deeds, passwords, and emergency contacts — all in one place.
When was the last time you updated your beneficiaries? This guide walks you through every account that has a beneficiary designation — life insurance, 401(k), IRA, bank accounts — so nothing is outdated.
A licensed agent delivers your kit and walks you through your estate planning situation. They can answer questions about coverage gaps, final expense planning, and protecting your family's financial future.
Fill out a short form — name, email, phone. Takes under 2 minutes. Your free will kit is on its way.
A licensed agent delivers your kit and walks you through the contents. They'll help you understand your situation and answer any questions. An electronic version follows at 180 days.
Whether that's completing your will with an attorney, updating your beneficiaries, or exploring coverage options — you'll know exactly what to do.
Yes. The will kit is a free educational resource delivered by a licensed agent at no charge. No insurance purchase is required. You'll also receive an electronic version at 180 days.
The kit is an estate planning starter — it helps you organize your wishes, assets, and beneficiaries. For a legally binding will, we recommend working with an attorney. The kit gives you everything you need to walk in prepared.
A licensed insurance agent from our network will reach out to deliver your will kit and walk you through your estate planning situation. They can also discuss coverage options, but there's no obligation to purchase anything.
No. The will kit is available to everyone — veterans, union members, and all families. We have a veteran-specific version with VA-related information, but the core kit is for anyone who wants to get their affairs in order.
Great — the kit can still help. The beneficiary review guide and document organizer are useful even if your will is already done. Most people haven't updated their beneficiaries in years, and that's where problems happen.