CDL drivers face higher risks than most workers, but most rely on basic employer coverage that falls short. Get your free protection kit and find out where the gaps are.
Get Your Free Protection Kit →The road pays well, but the risks are real. Most drivers don't realize how exposed their families are until it's too late.
Trucking is consistently one of the most dangerous jobs in America. Long hours, fatigue, weather, and highway conditions put drivers at elevated risk every shift.
Company drivers might get basic life insurance. Owner-operators often have none. Coverage quality depends entirely on your carrier, and most policies end when you leave.
OTR drivers spend weeks away from family. If something happens on the road, does your family know what to do? Most drivers don't have a plan in place.
Your protection kit is built specifically for CDL professionals. Everything you need to protect your family, in one package.
State-specific templates to get your will, beneficiaries, and estate documents in order without hiring an attorney.
Side-by-side comparison of what your employer provides versus what your family actually needs if something happens.
A personalized calculation of the coverage amount your family needs based on income, debts, and dependents.
Tailored suggestions for supplemental policies that fill the gaps in your current coverage, based on your driver type.
A ready-to-use emergency information sheet so your family knows who to call and what to do if you're in an accident.
A no-pressure call with a licensed agent who understands CDL drivers and can walk you through your options.
Whether you drive local or OTR, company or owner-operator, these are the coverage types that matter most.
Add coverage on top of what your employer provides, so your family has 10-12x your income if the worst happens. Portable — stays with you if you change carriers.
If an injury takes you off the road, these policies replace income so your bills don't pile up while you recover. Covers on- and off-duty incidents.
Lump-sum payout if you're diagnosed with cancer, heart attack, or stroke. Use it however you need — bills, treatment, family expenses.
Covers funeral and burial costs so your family isn't left with a $10,000+ bill on top of everything else. Simple approval, no medical exam.
Road life makes it easy to skip checkups. Affordable plans that cover routine care, emergencies, and the DOT physical vision requirements.
Extend protection to your spouse and kids. Because if you're on the road, they need to be covered at home too.
No paperwork, no hassle. Get your protection kit in three easy steps.
Fill out the short form below with your name, contact info, and driver type. Takes about 2 minutes.
We review your situation and put together your personalized protection kit with gap analysis and recommendations.
A licensed agent who understands CDL drivers walks you through your options. No pressure, no obligation.
"I've been driving OTR for 12 years and never thought about what my wife would do if something happened. The gap analysis showed me my company plan would barely cover 6 months of bills. Got supplemental coverage the same week."
"As an owner-operator, I had zero life insurance. No employer to provide it. This kit made it dead simple to see what I needed, and the agent found me a plan I could actually afford. Should've done this years ago."
"The will kit alone was worth it. I had nothing on paper for my kids. Now I've got a will, beneficiaries updated, and a family contact sheet my wife keeps on the fridge. Peace of mind I didn't know I was missing."
Most employer plans cover the basics. Here's how they compare to what financial experts recommend for CDL drivers.
| Coverage Area | Typical Employer Plan | What You Need |
|---|---|---|
| Life Insurance | 1-2x salary (not portable) | ✓ 10-12x income (portable) |
| Disability / Income Replacement | ✗ Often not included | ✓ Short & long-term coverage |
| Will & Estate Planning | ✗ Not provided | ✓ Included in your free kit |
| Critical Illness | ✗ Rarely included | ✓ Lump-sum on diagnosis |
| Portability | ✗ Coverage ends when you leave | ✓ Stays with you between carriers |
Fill out the form below and a licensed agent will reach out with your personalized kit. No cost, no obligation.